Global Credit & Risk Manager

Yamaha has an excellent opportunity for a Global Credit & Risk Manager to join our Finance team in Cypress, CA. The Global Credit & Risk Management Lead will be responsible for developing and implementing a robust Global Governance, Risk, and Compliance (GRC) framework and an Enterprise-Wide / Integrated Risk Management (EW-IRM) approach, with a focus on Credit, Counterparty, and Model Risks. They will oversee risk management activities across all business units and regions, ensuring alignment with global standards and regulatory requirements. The individual will foster collaboration within the global GRC community, promoting knowledge sharing, best practices, and tailored risk management solutions to address both global and regional risks.

What you'll be doing:

  • Assess and monitor the organization's capital plan, asset and liability management processes, liquidity stress testing, and funding indicators. Oversee market risk, interest rate risk exposures, hedging effectiveness, sensitivity analysis, and stress testing programs.
  • Develop and implement a global EW-IRM methodology, policies, and tools to manage financial risks, while considering regional differences and unique risks.
  • Ensure financial risk management policies, limits, and strategies comply with regulations and align with Yamaha's strategic goals.
  • Oversee and monitor financial risk activities across the organization, providing guidance and support to business units to enhance proactive risk management.
  • Collaborate with non-financial risk teams to integrate and improve risk, internal control, and compliance programs.
  • Support financial risk assessments, define Key Risk Indicators (KRIs), and monitor trends, incidents, and breaches. Develop action plans and support regions in implementing countermeasures.
  • Define and oversee the execution of the internal control monitoring plan for financial risks. Assess the effectiveness of action plans and monitor progress on resolving control failures.
  • Prepare periodic and ad hoc reports on financial risk exposures, losses, and related issues. Act as a liaison with regulatory authorities and internal/external auditors.
  • Analyze financial statements, credit reports, and other relevant data to assess financial risks when needed.

What you'll need to be successful:

  • Bachelor's degree in a quantitative field (e.g., Economics, Statistics, Actuarial Science, Mathematics) required. A Master's degree in a related discipline is preferred.
  • 10+ years of experience in Banking or Financial Services, with strong exposure to analytics and modeling for enterprise risk management, particularly in liquidity and market risk.
  • 8+ years of experience in financial risk management, including treasury risk, asset/liability management (ALM), liquidity and funding risk, market risk, and IRRBB.
  • Global financial risk experience is a plus.
  • Certification as a Financial Risk Manager (FRM) and/or Professional Risk Manager (PRM) is preferred.
  • Experience with financial modeling techniques, including interest rates, volatility, derivatives, value-at-risk (VaR), capital forecasting, stress testing, scenario analysis, and sensitivity analysis.
  • Ability to adapt to a dynamic work environment with short-term deliverables.
  • Flexibility to travel frequently to overseas business units.
  • High level of integrity and the ability to handle confidential matters with professionalism and sound judgment.
  • Strong interpersonal skills and the ability to build relationships across Yamaha business units.
  • Excellent written and verbal communication skills, with the ability to present complex information clearly to both technical and non-technical audiences.

Don't meet every requirement? At Yamaha, we believe in creating a diverse, inclusive, and authentic workplace. Studies show that women and underrepresented groups often hesitate to apply if they don't meet every qualification. We encourage you to apply even if your experience doesn't perfectly match every aspect of the job description. You might be the right fit for this role or another opportunity at Yamaha!

What's in it for you:

  • 401(k) and Profit Sharing
  • Fertility Benefits
  • 37.5-hour workweek
  • Medical, Dental, and Vision Insurance
  • Life and AD&D Insurance
  • Wellness Program
  • Short-Term Disability Coverage (for hourly roles)
  • Long-Term Disability Coverage
  • Student Debt Repayment Benefits
  • Access to borrow Yamaha products

Pay: $103,230 to $193,020

Yamaha will offer a competitive base salary, determined by job-related experience. Base pay is part of Yamaha's Total Rewards program, and our Talent Acquisition team will provide further details during the recruitment process.

Reports to: Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status, or any other status protected by law. We celebrate diversity and are committed to creating an inclusive environment for all employees.